You may have a claim if:

• you have been pressured into taking PPI
• were told it was a compulsory product
• were not told it was added to your finance agreement
• you were self-employed, unemployed or retired at the time of the sale

PPI payments will be shown on your loan documents or annual loan statement.  Similarly, credit card PPI payments will appear as a regular item on your monthly statement.

Call us and Find out

If you think you may have been mis-sold PPI and want to start your claim, or simply want to know more about PPI claims, call us now on 0800 316 4434 for immediate expert advice.  Alternatively, you can email us using the new superfast Online Claims Form, or request an Express Callback at a time that is convenient for you.  A member of our successful PPI claims team will contact you promptly to discuss your potential claim.

All of the major UK banks have very publicly set aside billions of pounds to pay compensation on the Payment Protection Insurance policies they mis-sold.  If you think you may be able to claim it is important that you claim as soon as possible.  Don’t delay!

A Highly Successful Team

Our highly successful PPI team has been working hard for our clients since 2008 and is led by experienced legal professionals, who are skilled in making PPI claims on your behalf.

• Over 2000 happy clients and successful claims
• Over £6,000,000 recovered for our clients
• High value claims achieved – over £66,500 for one grateful lady
• A expert team that will fight hard on your behalf

Happy Clients

We manage all aspects of the PPI claims and operate on a no win, no fee basis.  There is no upfront fee, and no more work for you to do.

We provide a high quality, professional service and are proud of our many positive client testimonials.

Money in your pocket, where it belongs

If we are successful, we will recover:

• the premiums you have already paid, with interest
• giving you a cash lump sum
• and if the loan is still ongoing – lower monthly payments for the rest of the loan.

Our fee is a small portion of the compensation that we recover on your behalf including any savings made from reduced monthly payments.

If we are unsuccessful in recovering compensation we do not charge a fee.

If you think you may have been mis-sold PPI and want to start your claim, or simply want to know more about PPI claims, call us now on 0800 316 4434 for immediate expert advice.  Alternatively, you can email us using the new superfast Online Claims Form, or request an Express Callback at a time that is convenient for you.  A member of our successful PPI claims team will contact you promptly to discuss your potential claim.

We are very proud of the many letters and emails we receive, thanking us for a job well done.  To us, there is no higher compliment.

“I am now in receipt of the Santander settlement and your acknowledgement letter. A great result which I am pleased to accept… Thank you for your help in this matter, the fast turn around is impressive and you have succeeded where a former solicitor said I had no case!  So all in all I am very pleased indeed.”

Ms W, High Wycombe

“Just a few lines to say thank you for all of your time and effort to sort out the PPI claim.  You will certainly be recommended to anyone I think may need your help.  Thank you all again.”

Mr S, Farnham

“Thank you very much with my claim … we were successful.  Is there any chance that your company can help my wife?  Thank you once again.  I really am so grateful.”

Mr C, Wirral

“Thank you for your letter … regarding the offer received from Santander in respect of the PPI … Thank you for your hard work in respect of this claim and the outcome that you have achieved.”

Mr H, Newport

Let us help you with your PPI claim today

If you think you may have been mis-sold PPI and want to start your claim, or simply want to know more about PPI claims, call us now on 0800 316 4434 for immediate expert advice.  Alternatively, you can email us using the new superfast Online Claims Form, or request an Express Callback at any time that is convenient for you.  A member of our successful PPI claims team will contact you promptly to discuss your potential claim.

We’re here to help you get your money back.

Recent compensation awards received by our clients include:

• A woman who received almost £67,000 on two credit card claims combined
• A husband and wife who received over £30,000 on a closed loan account, paid off in 2007
• A non-resident man who received a refund of over £61,500 on credit card claims

This could be you!

More successful claims:

• Mr and Mrs J – We recovered over £40,000 on behalf of this couple from Leeds.  Not only did Pinto Potts recover the PPI paid on the personal loan held with First Plus, but since First Plus did not pay the settlement on time, a substantial amount of interest was also secured for our clients.
• Mr C – We recovered £6,300 for this gentleman from Lancashire, representing PPI on 4 separate loans with the Halifax.
• Mrs K – We recovered £11,800 for a London lady who had been mis-sold PPI and had paid fo the coverage on 4 loans and a credit card from RBS.
• Mr B – We recovered over £18,000 for a self-employed man from Reading who had paid for mis-sold PPI on a loan with Barclays.  Pinto Potts appealed to the Financial Ombudsman Service (FOS) in this hard fought case, and secured the proper settlement for our client.
• Mrs H – We recovered over £10,500 for this business owner from Aldershot.  Our client had paid PPI on 2 business loans, a credit card and an overdraft facility with Barclays, and we succeeded in all cases.
• Mr H – Came to us with a PPI claim on 2 credit cards held with MBNA.  He had been resident outside the UK for 15 years and therefore would not qualify for any PPI benefit were he to ever try to use the policy put on his cards.  The cards had been taken out during this period and PPI added without his consent.  MBNA initially placed our client’s claim on hold whilst legal action between the British Banking Association and the FSA was ongoing.  However Pinto Potts felt that the legal action was not relevant to Mr H’s case, so we pushed on.  We referred his complaint to the Financial Ombudsman Service (FOS) seeking their assistance.  The FOS agreed that the PPI was mis-sold to Mr H and informed MBNA that they were required to refund Mr H the PPI he had paid on each card.  Mr H was awarded a total of £61,500 for the mis-sold PPI on both credit cards.

If you think you may have been mis-sold PPI and want to start your claim, or simply want to know more about PPI claims, call us now on 0800 316 4434 for immediate expert advice.  Alternatively, you can email us using the new superfast Online Claims Form, or request an Express Callback at a time that is convenient for you.  A member of our successful PPI claims team will contact you promptly to discuss your potential claim.

We’re here to fight your corner … and we’re good at it!

Additionally you can use our easy “Start My Claim?” service. All you need to do is fill in the form on the right-hand side of the page with the relevant details and we will contact you promptly by your preferred method. We’re here to help you. We’re here to Put Things Right.

What is PPI?

• Payment Protection Insurance (PPI) is an insurance product, designed to protect you in the event of unemployment, illness or accident, should you be unable to make the payments on your loan, credit card, mortgage or hire purchase agreement
• Unfortunately many PPI policies have been: extremely expensive; mis-sold to people who cannot actually make a claim on it and may exclude many of the most common situations that can lead to debt problems
• PPI has been sold in nearly all sectors of the consumer credit market – from non-status mortgage lenders and hire purchase companies to major high street banks and credit card companies

How long will my claim take?
Every case is different but a straight forward case can be completed in 8-10 weeks.

How far back can I claim?
Contact us today and we will let you know very quickly if you are within the time limit.  Don’t delay!

I no longer have my policy, can I still claim?
Yes. Even expired or settled policies qualify.

Do I need a solicitor?
You are not required to use a solicitor but proving financial mis-selling can be complicated. It is likely that the lender will defend the case and as such an experienced solicitor will make the process much easier for you.

How much will it cost me?
You can trust that we work on a strictly ‘no win no fee’ basis and as such there are absolutely no up-front fees.

On successful cases, our charges are 25% plus vat.

Will claiming affect my credit rating?
No. A PPI claim will not affect your credit rating.

What if the loan or policy is in joint names?
That’s not a problem as long as both parties sign the relevant forms.

If you think you may have been mis-sold PPI and want to start your claim, or simply want to know more about PPI claims, call us now on 0800 316 4434 for immediate expert advice.  Alternatively you can email us using the new superfast Online Claims Form or request an Express Callback at a time that is convenient for you.  A member of our successful PPI claims team will contact you promptly to discuss your potential claim.

We’re here to help you.  We’re ready when you are.

In April 2011, the British Bankers Association (BBA) lost a landmark court case regarding the sale of PPI to millions of banking customers.  As a result of the court action the BBA members (including numerous high street banks) were ordered to provide compensation to any customer with a mis-sold PPI policy.

Mis-selling has been found in nearly all sectors of the consumer credit market – from non-status mortgage landers and hire purchase companies to major high street banks and credit card companies.  Clik here for a list of Banks and Other Lenders who have sold PPI policies.

Billions have been earmarked

The numbers are truly staggering.  It is estimated that over 20 million people in teh UK were mis-sold PPI and are eligible to claim.

In 2011 UK Banks very much publicly set aside billions of pounds to pay compensation on the Payment Protection Insurance policies they have been mis-sold.  For example:

• Santander set aside £538 million
• Lloyds TSB set aside £3.2 billion
• RBS Banking Group set aside £850 million
• HSBC set aside £270 million

It is imperative that if you have been mis-sold PPI you should claim it back.

Banks and Other Lenders who sold Payment Protection Insurance with personal loans:

Pinto Potts Solicitors are experts in Payment Protection Insurance and will aim to achieve a full refund of the PPI premium, plus interest, claims are handled on a No Win, No Fee basis. Call Free on 0800 316 4434 for free advice now!